Partner Program

Join as Referral Partner

Earn attractive commissions by referring clients and businesses to Moneyrops.

Our Services

Capital solutions, structured around you

From growing your wealth to funding your next project eight focused financial services, backed by syndication relationships across banks and NBFCs, and a team that stays with you past the sanction letter.

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Advisory

Investment Advisory

Min. Portfolio₹5L+
Asset ClassesEquity / Debt / MF / AIF
Review CycleQuarterly
Advisory FeeCustom

Investment Advisory

Informed investment recommendations aligned with your financial goals and risk appetite. We start with a clear picture of where you stand today, then build an allocation across asset classes that matches your timeline not a generic model portfolio.

  • Goal-based financial planning & risk profiling
  • Asset allocation across equity, debt, MF & AIFs
  • Portfolio construction tailored to your timeline
  • Quarterly performance & rebalancing reviews
  • Tax-aware investment structuring
  • Dedicated advisor, no call-centre hand-offs
Business

Project Finance

Loan Amount₹50L – ₹100Cr+
Interest From9.5% p.a.*
TenureUp to 15 yrs
Processing15–30 days

Project Finance

End-to-end funding for new projects construction, machinery, infrastructure, and business expansion. We structure the debt, run the viability numbers, and syndicate across lenders so a single rejection never stalls a project.

  • Term loan structuring for greenfield & brownfield projects
  • Working capital tie-up alongside term debt
  • Multi-lender syndication to widen approval odds
  • DSCR & project viability assessment upfront
  • Funding for infrastructure & manufacturing set-ups
  • Milestone-linked disbursal schedules
Business

Cash Credit

Limit₹10L – ₹25Cr
Interest From10% p.a.*
TenureRenewed annually
SecurityStock / Receivables

Cash Credit (CC)

A flexible, revolving credit line to manage short-term liquidity and day-to-day operations. You draw what you need against stock and receivables, and pay interest only on the amount actually used.

  • Revolving limit against stock & book debts
  • Interest charged only on utilised amount
  • Annually renewable working capital facility
  • Drawing power set on inventory + receivables
  • Smooths seasonal cash flow swings
  • Limit enhancement as your turnover grows
Property

Loan Against Property

Loan Amount₹10L – ₹50Cr
Funding up to70% of value
TenureUp to 15 yrs
Interest From9% p.a.*

Loan Against Property (LAP)

Leverage residential, commercial, or industrial property to secure competitive funding for business or personal use at rates well below unsecured borrowing.

  • Against self-occupied, rented or commercial property
  • Loan-to-value of up to 70% of property value
  • Usable for business or personal needs
  • Balance transfer + top-up on existing LAP
  • Quick property valuation & minimal paperwork
  • Long tenures keep EMIs comfortable
Business

Overdraft

Limit₹5L – ₹20Cr
Interest From9.5% p.a.*
TenureRenewable
SecurityFD / Property / Stock

Overdraft (OD)

An overdraft facility for instant access to a sanctioned limit whenever cash flow gets tight no fixed EMIs, no fresh approval each time, just draw and repay as your cycle demands.

  • Pay interest only on the amount drawn
  • Secured against FD, property or stock
  • Instant access within the sanctioned limit
  • No fixed EMI structure to manage
  • Built for seasonal & cyclical businesses
  • Straightforward annual renewal
Business

Business Loans

Loan Amount₹5L – ₹10Cr
Interest From11% p.a.*
TenureUp to 7 yrs
Disbursal3–7 days

Business Loans (BL)

Tailored loans for everything from working capital to full-scale expansion collateral-free or secured, depending on what gets you the better rate and faster approval.

  • Collateral-free & secured options, your choice
  • Quick disbursal, typically within a week
  • Flexible repayment tenure up to 7 years
  • For expansion, equipment or working capital
  • Open to proprietorships, partnerships & Pvt Ltd
  • Minimal paperwork, digital-first process
Property

Home Loans

Loan AmountUp to ₹15Cr
Funding up to90% of value
TenureUp to 30 yrs
Interest From8.25% p.a.*

Home Loans (HL)

Best-in-class home loan options sourced across our partner banks and NBFCs for purchase, construction, renovation, or simply moving your existing loan to a better rate.

  • Tie-ups with top banks & NBFCs for best rates
  • Purchase, construction, renovation & balance transfer
  • Funding of up to 90% of property value
  • Tenures stretching up to 30 years
  • Doorstep document pickup & verification
  • One relationship manager through to disbursal
Personal

Personal Loan

Loan Amount₹50K – ₹40L
Interest From10.5% p.a.*
TenureUp to 5 yrs
Disbursal24–48 hrs

Personal Loan (PL)

Collateral-free finance for professionals, salaried individuals, and business owners no guarantor, no asset pledge, just a quick decision based on your profile.

  • No collateral or guarantor required
  • Fast approval with disbursal in 24–48 hours
  • Flexible end-use no questions asked
  • Tenures from 12 up to 60 months
  • Minimal documentation for salaried & self-employed
  • Top-up available on existing personal loans
Apply Now

Service Name

Before You Apply

Eligibility & documents

Requirements vary slightly by product, but most applications move faster when these four areas are sorted in advance. Our team confirms the exact checklist for your specific facility on the first call.

Who can apply

Individuals, salaried professionals, proprietorships, partnerships, and private limited companies age and income criteria vary by product.

KYC documents

PAN, Aadhaar, address proof, and recent photographs for all applicants and co-applicants/guarantors where applicable.

Income & bank proof

Last 6–12 months' bank statements, ITRs, salary slips or GST returns, depending on whether you're salaried or self-employed.

Collateral papers

For secured facilities property title deeds, approved plans, or stock/receivable statements as relevant to the loan type.

FAQ

Questions, answered

Common questions about how our services and process work.

Still unsure?

Tell us what you're trying to fund or grow, and we'll point you to the right product in one call.

Talk to an advisor

We syndicate your application across multiple banks and NBFCs at once, so one lender's rejection or slow turnaround doesn't stall you. You also get one point of contact instead of chasing several relationship managers.

Personal loans and overdrafts can be sanctioned in 24–48 hours. Secured facilities like LAP or project finance typically take 1–3 weeks depending on valuation and documentation.

No. The first consultation and eligibility check is free. Advisory fees or arrangement fees, if any, are discussed transparently before you proceed.

Yes we regularly help with balance transfers and top-ups on existing Home Loans, LAP, and Business Loans to move you to a better rate or higher limit.

It affects pricing and lender choice, not necessarily eligibility. We match you with lenders whose risk appetite fits your profile, and can advise on improving your score for future applications.

Yes. Your details are shared only with the specific lenders relevant to your application, with your consent at each step.

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